Homeowners nationwide are celebrating historic increases in property values; a cycle of equity value growth that is fueling unprecedented wealth creation. Combined with continued historic low interest rates, many homeowners are cashing in on appreciated equity by pulling out cash from low-interest refi's or just selling their homes in a still-sizzling market and pocketing record profits.
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And for property flippers, the past few years have produced extraordinary profits.
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But increases in your home's equity value also makes it a very attractive target. More and more homeowners are becoming victims of relentless fraudsters who are using public property data to identify homes with a high percentage of accrued equity to fair market sales value.
Once identified, these ruthless thieves then dig deeper into public records and cross-reference new remodeling permits, new lien filings, and new real estate sale listings in order to cherry pick properties they can leverage for Mechanic's Lien fraud and extortion.
It may seem far fetched and remote, until it happens to you.
Over the past few years, in Southern California alone, hundreds of homeowners fell victim to one particular perpetrator of the most evil form of real estate fraud and extortion: judicially-leveraged mechanic's lien fraud.
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The Homeowners Coalition to Combat Lien Fraud was formed by the victims of the monsters who operate Glendale Acceptance, LLC, and its various affiliated entities.
As described in a separate page tabbed above, Glendale Acceptance is a mother-son fraud ring that targets equity-rich properties and then records false mechanic's liens and lien assignments in secret without informing the homeowner. When a mechanic's lien is recorded, the property involved cannot be sold or transferred or even put up as collateral for a loan. The targeted property is usually newly remodeled and being readied for sale, and then one day the homeowner wakes up to the extortion demands.
Glendale Acceptance rears its ugly head and demands payment of the purported Lien, plus its enforcement fees, and blocks any sale or loan until paid. If you resist, Glendale Acceptance will quickly file a sham lawsuit in Superior Court, threaten you with huge legal fees, costs of defense, extraordinary delay, and untold harassment. Meanwhile, the homeowners investment and property is held hostage.
In the case of one homeowner who had remodeled his Hollywood Hills home, Glendale Acceptance, LLC., and its associates recorded fraudulent mechanic's liens, filed a bogus enforcement action in Superior Court that it never served, filed perjured declarations of proof of service, lied to the Court to secure a default against the homeowner who never knew he had been sued, organized protesters to block the property's open house, threatened to kill the homeowner twice, intervened in the property sale by threatening the new homebuyer with a lawsuit, submitted four fraudulent demands for payment to the escrow agents, and tried every which way to block the sale.
Once the sale closed in April 2016, GALLC's mastermind Kathryn Lauer then filed unlawful fraudulent documents with the LA Superior Court to fake a lawsuit against the new homebuyer in an effort to still defraud the seller, the homebuyer, or, now, the title company, whomever she could reach to steal money never even owed to anyone, all with catastrophic post-sale consequences to the original homeowner . . . who is now homeless like the man pictured to the right.
The truly sad part is that more than half of Glendale's targets pay the extortion fee just to get the deal done. They don't realize going into it that the lawsuit is a bluff. Glendale Acceptance has no intention of litigating the sham case. It's a game of calculated chicken that makes a mockery of the Courts by turning our entire system of justice on its head and using it to empower their nefarious scheme.
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But those who pay the extortion, do avoid homelessness. Those that refuse to pay the fraudsters, risk losing it all.
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By exploiting our Court system in a calculated scheme to leverage its fraudulent mechanic's liens by pro-active invocation of judicial enforcement, albeit without the intent to pursue a court case they know they cannot win, Glendale Acceptance has taken mechanic's lien fraud to a whole new destructive level; one funded and reinforced with taxpayer money.
The Goal of the Homeowners Coalition is to provide current information about Glendale Acceptance, their owners and operators, their lawyers, and other fraudulent lien peddlers like them, to homeowners, escrow companies, lenders, law enforcement, and the general public -- all in an effort to stop these ruthless bottom feeders before they victimize more innocent homeowners.
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The carnage of ruined lives caused by Glendale Acceptance and other lien fraudsters is shocking. It is millions of dollars in lost investments. It is the countless victims who have been rendered homeless by these sociopaths. It is the destruction of totally innocent Americans whose only crime it was to own a home and dare to work hard and flip their investment property for a profit. Motivated by greed and fueled by sociopathic
envy, Glendale Acceptance and other purveyors of lien
fraud operate behind the scenes, recording secret
documents, and then using our court system to
leverage their fraud.
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Don't be a victim. Get informed, Get involved,
and Support the Homeowners Coalition to Combat
Lien Fraud today!
THE HOMEOWNERS COALITION EXPOSES MASSIVE MECHANIC'S LIEN SCAM BY GLENDALE ACCEPTANCE, LLC, AND ITS LAWYER
GLENDALE ACCEPTANCE, LLC, IS KNOWINGLY DEFRAUDING OUR JUSTICE SYSTEM BY FILING SHAM LAWSUITS TO LEVERAGE THEIR FRAUDULENT LIENS
2016 Court Study Reveals That Lauer Filed 37 Fraudulent Lien Enforcement Actions in Pro Per and Never Obtained a Single Favorable Judgment
The Coalition's New 2017 Court Study Reveals Explosive Growth in Fraudulent Court Filings By Glendale Acceptance, LLC
Kathryne McCoon, aka Kathryn Lauer is doubling down on her expanding criminal enterprise known as Glendale Acceptance, LLC.
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Filing more than 30 fraudulent mechanic's Lien enforcement lawsuits in Los Angeles County Courts in just the past 12 months alone, this shameless vexatious litigant is deliberately circumventing the California State Vexatious Litigant statute. She is exploiting a loophole in the pre-filing Order the court entered against "Kathryn Lauer" in January 2016 by filing her new cases in the name of one of her many aliases.
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Here is a summary listing of the more than 30 fraudulent cases she has filed in the past year under the name of Glendale Acceptance, LLC.
The property owners that have been sued by Glendale Acceptance and named as defendants in the 20 cases listed above as "pending" are, right now, being illegally extorted by Kathryn Lauer (whose real name is Kathryne Ann McCoon) and her shameless partners in crime, Jeff Allan McCoon (her son), and their lawyer Saghar Parikh, Esq., of the Beverly Hills Law Corporation.
0%
NUMBER OF LAWSUITS GLENDALE ACCEPTANCE WON OUT OF MORE THAN 150 FILED.
95%
HAVEN'T REPORTED TO THE POLICE
85%
PAY EXTORTION RATHER THAN FIGHT
Fraudulent Mechanic's Liens and other forms of real estate fraud are responsible for millions of dollars in damages to an estimated 50,000 Los Angeles residents every year.
With skyrocketing home prices and billions of dollars in accrued equity value waiting to be unlocked, homeowners are now being targeted by increasingly stealth fraudsters mining public data sources to locate more and more victims.
Despite dedicated funding that established a Real Estate Fraud section within the Los Angeles County District Attorney's Office, Mechanic's Lien fraud by Glendale Acceptance, LLC, and its owners and affiliates continues unabated.
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Despite being declared a "vexatious litigant" by the Orange County Superior Court, and subjected to a statewide ban on filing new lawsuits by the California Judicial Council, Glendale Acceptance, LLC, has dramatically increased its fraudulent court filings with more than 25 new lawsuits filed in Los Angeles County Superior Court in the last 12 months alone.
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With law enforcement and court administrators seemingly un-interested in this bold and highly damaging crime ring, homeowners must unite to combat fraud through education, shared contacts, victim assistance, and focused resource to Combat lien fraud.
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Glendale Acceptance Filed 37 New Fraudulent Lien Enforcement Actions
Since February 2016
An Explosive 2016 Study Revealed More Than 60 Fraudulent Civil Lawsuits Filed By Kathryn Lauer in Southern California From 2013 to 2015
In the very early stages of trying to defend myself against a stealth, completely frivolous lawsuit that Kathryn Lauer filed against me in May 2015, it became clear to me that I was dealing with a very experienced fraudster. I never realized, however, until much deeper research, the depth of her depravity and the sheer audacity of her well-heeled felonious criminal enterprise known as Glendale Acceptance, LLC, and Glendale Acceptance Loss Mitigation.
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Before revealing the results of my in-depth research into the seemingly endless civil lawsuits that Lauer filed in Los Angeles and Orange County Superior Courts, allow me to summarize how this criminal manipulated and exploited our court system in her savage attack on me. This case study demonstrates how she routinely turned every element of our legal system on its head in a truly breathtaking extortion scam.
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A. The Original Lien.
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When the mechanic's lien first arrived in the mail in February 2015, it did not seem like a big deal. One of the contractors who worked on my house threatened to record the lien after I refused to cave into his outlandish demand that I pay him an additional $13,800 that he claimed I owed him to fully pay him the face value of the construction contract.
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Never mind that he jetted to Israel for a 5-week vacation (telling me it would be two or three weeks), leaving me hanging with tons of work left to be done. Oh, and yes, my real estate agent was agonizing over yet another multi-week delay in the open house.
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The one thing I knew about mechanic's liens from reading the California statute was that a lien could only be recorded to secure a claim for "labor, services, equipment, and/or materials [that] were furnished for the construction of a building, improvement, or structure upon the land." Cal. Civil Code §§ 8460, et seq.
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The contractor here was trying to shake me down for a payment on the "balance due" that he claimed I owed under our contract, not for labor or materials he actually furnished to improve my property.
Thus, his mechanic's lien was fraudulent from the start; it was maliciously recorded for the sole and unlawful purpose of leveraging the judicial foreclosure remedy that accompanies such liens to secure an otherwise frivolous, run-of-the-mill breach of contract claim.
I have learned many things over the last two years -- and perhaps the most penetrating lesson of all is this: If you stand on principle to never capitulate to extortion or blackmail be prepared to pay a very heavy price.
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And while the emotional and financial toll has been (and continues to be) far more severe than I ever imagined, I will never yield to scum like Lauer and her ilk. For if I don't stand for core integrity and self-protection from fraudsters like these, I am doomed to fall for every single con artist out there.
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The extortion demand started at $13,800. It was then reduced to $7,000 when the contractor hired a "letter writing lawyer" to scare me. I guess he forgot that I was a lawyer as well, and I don't scare easily. When I refused to offer him a single penny, the contractor decided to punt -- by giving his mechanic's lien collection rights away to a notoriously unscrupulous debt collector called Glendale Acceptance, LLC.
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B. After the Original Fraudulent Lien Expired, Kathryn Lauer Filed Endless Court Documents -- All of Which Were Blatantly False and in Violation of Numerous Court Rules & State Statutes -- In a Ruthless Extortion Campaign Lasting More than Twenty (20) Months.
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Never underestimate the catastrophic damage that a vicious vexatious litigant can inflict on her victims -- especially when her favorite past-time is trying to set a new world record for how many laws and court rules a civil litigant can violate in one day. She lies to the Court clerks, routinely files fabricated sworn declarations, and deliberately refuses to serve her scandalous filings on the very people she is suing.
Lauer thus purposely hides her fraud more deeply behind her own perjury and the gross unlawful acts of bribed court officials who routinely enter defaults for her at the drop of a hat.
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In the case she filed against me, Glendale Acceptance Loss Mitigation, a sale proprietorship of Kathryn Lauer v. Richard J. Mathias, Civil No. 15K03575 (L.A. Sup. Ct. May 4, 2015) (Dep't 77), Ms. Lauer never bothered to have her specious complaint served on me; in fact, for more than five months, she held the case in her pocket as a complete secret. At the same time, however, she repeatedly filed fabricated proofs of service telling the Court that she had "personally" served the papers on me several times - all in a twisted campaign to procure an "entry of default" against me for more than $40,000 - based on a purported $13,800 claim.
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She finally managed to convince a court clerk to ignore at least six glaring errors on her default forms and enter a "general default" against me in secret on October 13, 2015. For more than a year, this sociopath never sent me a single court pleading despite endless requests that she comply with basic rules of court (oh, and, yes, human decency).
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C. In My 15+ Years as a Civil Trial Lawyer in Los Angeles County, I Had Never Personally Witnessed any Form of Real Estate Fraud As Blatant and Damaging as The Lien Scams Being Perpetrated By "Kathryn Lauer" and "Jeff Allan"; Nor Have I Ever Witnessed The Complete De-frauding of our Judicial System That Was, for Lauer, Routine, Every Day, "Business as Usual."
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When I finally obtained a copy of the court file in my case in November 2015 and read what Lauer had been secretly filing for months, I nearly lost consciousness.
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It was worse than reading a super-charged John Grisham cliff hanger -- because the victim in this drama was me.
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Elsewhere in this web site I provide detailed examples of the fraud, perjury, and other crimes committed by this despicable person in her relentless extortion campaign against me. I also have a newly-expanded section that outlines how this criminal thug actually gets away with her unconscionable abuse of our Courts.
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She gets plenty of inside help.
It is the page dedicated to describing the unquestionably corrupt Superior Court Judges Elaine Lu and Yolanda Orozco - both in Department 77. It was one of the saddest days of my life when the mountain of documentary evidence proving the disgusting corruption of these two judges became so overwhelming, I broke down in tears as I realized that much of my suffering has been directly caused by a corrupt judiciary -- shattering my illusion that we, as Americans, can rest easy in the secure knowledge that our freedoms and liberties will be enforced by impartial, fair, judicial officers.
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Not a chance. What I discovered will curl your hair. And I will not rest until the California Commission on Judicial Performance fully investigates the charges I will be filing against these two judges. Nothing short of their removal from office will suffice.
Department 77 delivered a RUDE awakening. Do NOT miss reading that page. LINK. Any semblance of faith or confidence in our Courts has been shattered forever.
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In this section I will share with you what I learned when I dug deep into the docket histories of cases filed by Kathryn Lauer in the Los Angeles County Superior Court from 2013 through January 31, 2016. We review cases Kathryn Lauer filed as an individual prior to the effective date of the Orange County Superior Court Order declaring her to be Vexatious Litigant and prohibiting her from filing any new litigation in any California Court.
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HOMEOWNERS BEWARE!
If You Own Your
Home, You Are Being
Targeted Right Now
By Fraudsters.
RISING ACCUMULATED EQUITY
IN YOUR HOME
MAKES YOU VULNERABLE
TO MECHANIC'S LIEN FRAUD
The Homeowners Coalition is Dedicated to Combatting Lien Fraud and Bringing Awareness to Government and Law Enforcement that the Victims of Fraud
Are Human, They Suffer Real Pain, Sustain Real Injuries. Some Die.
In Many Ways, We Have Been Raped and Brutalized Like the Women Who Inspired This Video.
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It's Time to Break the Chain
We Celebrate Tena Clark's forceful music and video. We proudly stand up for victims' rights, and we shout, dance, and join kindred spirits seeking justice for all victims of crime.
Produced by Eve Ensler and V-Day, directed by Tony Stroebel, written and produced by Tena Clark with music by Tena Clark and Tim Heintz, and featuring dancer and choreographer Debbie Allen.
